ELV TERMS FOR PAYMENT SERVICES
LAST MODIFIED: February 12, 2026
These Terms for Payment Services (“Payment Terms”) apply to your use of Company’s online payment features (“Payment Services”) available through Company digital platforms, including, but not limited to, ELV Alliance CORE, ELV Alliance CARE, or ELV Alliance CREDIBLE platforms (“Company Platforms”). By using the Payment Services, you agree to these Payment Terms, the Company’s Terms of Use, found at LINK, and the Company’s Privacy Policy, found at LINK. The Company’s Terms of Use and Privacy Policy are incorporated herein by this reference.
“Company” refers to Early Learning Ventures, a Colorado nonprofit corporation, and ELV Alliance, LLC, a Colorado limited liability company, collectively. “You” or “your” or “user” refers to any individual using the Payment Services.
Children and minors (under age 18) are not permitted to use the Payment Services.
By making a Payment, you affirm that: (1) you are at least 18 years of age or of sufficient legal age to form a binding contract with Company; (2) you are permitted to access or use the Company Platforms and complete the payment; and (3) you accept and agree to be bound by these Payment Terms, the Terms of Use, and the Privacy Policy.
USE OF PAYMENT SERVICES
Authorized users of a provider organization may use the Payment Services to make payments to Company for subscription fees or other Company-provided services.
By using the Payment Services, you authorize Company, its agents, and applicable third-party processors to collect, process, and share information necessary to complete transactions. You represent that all information you provide is accurate and does not violate any third‑party rights or obligations.
You agree not to use the Payment Services or Company Platforms to:
• Submit false, misleading, or fraudulent information
• Violate any applicable law or financial‑service rule
• Upload harmful code or interfere with platform security
• Overload, disrupt, or attempt to bypass system protections
• Engage in unauthorized or abusive activity
Company may suspend or terminate access for misuse or security concerns. Company may modify or discontinue the Payment Services at any time. Company is not liable for any modification, suspension, or discontinuation.
PAYMENT METHODS
You may make payments using:
• Credit or debit cards accepted by Company
• Automated Clearing House (ACH) transfers
All payments must comply with the rules of your financial institution and applicable card networks.
AUTOMATIC PAYMENTS (RECURRING BILLING)
If you select recurring payments, you authorize Company to debit your designated account for applicable fees until you cancel the authorization. You may cancel your recurring payments at any time by notifying Company of your intent to cancel in writing to membership@earlylearningventures.org. Company will promptly process the cancellation, but must be given reasonable time to process your request. Company may cancel recurring billing at any time upon prior written notice. Payments rejected due to insufficient funds are subject to a $35 returned‑payment fee. By enrolling in recurring payments, you expressly authorize Company to initiate recurring debits. You agree that Company is not responsible for overdraft fees, insufficient funds, or other charges imposed by your financial institution.
FEES
Neither providers nor provider staff profit from the Payment Services. Fees collected are solely for Company services and related processing.
REFUNDS
If Company determines that an overpayment has occurred, Company will either:
• Issue a refund, or
• Apply a credit to the provider’s next billing cycle
Refunds are issued only to the original payment method unless otherwise required by law. All refunds are issued solely at Company’s discretion unless otherwise required by law. Company is not obligated to provide refunds for partial service periods, user error, or failure to cancel recurring payments in a timely manner. You are solely responsible for any taxes, banking fees, or regulatory obligations arising from your use of the Payment Services. The Payment Services do not constitute financial, accounting, or tax advice.
USER REQUIREMENTS
You are responsible for:
• Internet access
• Required hardware and software
• Maintaining secure access to your account
Company is not responsible for your equipment or connectivity.
DISCLAIMER OF WARRANTIES
The Payment Services and all related content are provided “AS IS” and “AS AVAILABLE.”
Company does not guarantee:
• Uninterrupted or error‑free operation
• Freedom from viruses or harmful components
• Accuracy or reliability of information
• That defects will be corrected
To the extent permitted by law, Company disclaims all warranties, express or implied. Payment transactions are processed by third-party payment processors. Company does not control and is not responsible for the performance, security, or availability of any third-party processor or financial institution. You agree that Company shall not be liable for errors, delays, chargebacks, reversals, or processing failures attributable to third parties.
Chargebacks and Disputed Payments
You are responsible for all chargebacks, reversals, or disputed transactions associated with your payments. Company may recover from you any fees, penalties, or costs imposed by payment processors or financial institutions arising from such disputes.
LIMITATION OF LIABILITY
To the fullest extent permitted by law:
• Your use of the Payment Services is at your own risk
• Company is not liable for indirect, incidental, special, punitive, or consequential damages
• Company total liability is limited to the lesser of:
• Your actual direct damages, or
• The amount paid to Company related to the disputed transaction
Some jurisdictions may limit these exclusions. Company shall not be liable for losses arising from unauthorized transactions, system outages, or security incidents beyond Company’s reasonable control, including failures of third-party payment processors, card networks, or financial institutions. Company may monitor, review, delay, suspend, or block transactions that it reasonably believes are fraudulent, unlawful, or in violation of these Payment Terms, and may report such activity to law enforcement or regulatory authorities.
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY BE LIABLE TO USER OR ANY THIRD PARTY FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR ENHANCED DAMAGES, LOST PROFITS OR REVENUES, OR DIMINUTION IN VALUE, ARISING OUT OF, OR RELATING TO, AND/OR IN CONNECTION WITH THE PURCHASE OF ANY PRODUCT OR SERVICE THROUGH THE Company Platforms: (A) WHETHER SUCH DAMAGES WERE FORESEEABLE; (B) WHETHER COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (C) REGARDLESS OF THE LEGAL OR EQUITABLE THEORY (CONTRACT, TORT, OR OTHERWISE) UPON WHICH THE CLAIM IS BASED. COMPANY’S SOLE AND ENTIRE MAXIMUM LIABILITY WITH RESPECT TO PURCHASES MADE THROUGH THE Company Platforms, AND USER’S SOLE AND EXCLUSIVE REMEDY, SHALL BE LIMITED TO THE ACTUAL AMOUNT PAID BY USER FOR THE PRODUCTS AND/OR SERVICES USER HAS ORDERED THROUGH THE Company Platforms.
PRIVACY
Company collects and uses information in accordance with the Company’s Privacy Policy. The Privacy Policy explains how Company handles personal information, including payment‑related data. Company relies on third-party processors to handle payment card information in compliance with applicable PCI DSS standards. Company does not store full credit card numbers and is not responsible for security measures implemented by third-party processors.
TERMINATION
You may stop using the Payment Services at any time. These Payment Terms continue to apply to past transactions.
Company may terminate your access without notice for:
• Violations of these Payment Terms
• Security concerns
• Fraud or suspected fraud
• Misuse of Company Platforms
Upon termination, Company may delete your information as permitted by law and block further access. Provisions regarding limitation of liability, indemnification, intellectual property, governing law, and dispute resolution shall survive termination.
INTELLECTUAL PROPERTY
All Company logos, trademarks, platform content, and materials are owned by Company or its affiliates. You may not copy, modify, distribute, or create derivative works without written permission.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless Company, its directors, officers, employees, and agents from any claims, losses, liabilities, damages, penalties, or expenses (including attorneys’ fees) arising from: (i) your payments or payment disputes; (ii) chargebacks or reversals; (iii) your violation of these Payment Terms or applicable law; or (iv) your misuse of the Payment Services.
GOVERNING LAW
These Payment Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to conflict-of-laws principles.
ASSIGNMENT
Company may assign these Payment Terms without restriction. You may not assign without Company’s prior written consent.
ENTIRE AGREEMENT
These Payment Terms, together with the Company’s Terms of Use and Privacy Policy, form the entire agreement governing your use of the Payment Services.
SEVERABILITY
If any provision is found invalid, the remaining provisions remain in effect.
CONTACT INFORMATION
The Company Platforms are owned and operated by Early Learning Ventures, a Colorado nonprofit corporation, and ELV Alliance, LLC, a Colorado limited liability company.
If you have questions or concerns or comments about these Terms for Payment Services or Company Platforms, please Contact Us.
If you require this policy in a different format due to a disability, please contact: membership@earlylearningventures.org.